Drag letters from the pool into “Your Answer”, then reorder them to match the solution.
Reveal Hint
Think of the opposite action when you swipe your card to take money out, not add it.
Reveal Hint
????? is a financial transaction that involves the withdrawal of funds from an account.
Reveal Hint
In banking terms, a '?????' is the opposite of a 'credit.' When you ????? an account, you are withdrawing funds, whereas crediting an account means adding funds. The clue uses 'alternative' to indicate the opposite action in financial transactions.
Reveal Hint
Liability, obligation, Entry in red ink, Opposite of credit, Payment option that might prompt a PIN
Answer
HUMAN
Answer
DEBIT
Answer
LOL
Answer
CRUEL
Answer
RAMBO
Answer
EMAIL
Answer
ANT
The answer to “Alternative to credit” in the New York Times Mini puzzle January 12 2026 is DEBIT. Quite straight and simple! Complete your daily NYT Mini challenge with this solution.
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